When you go out on a road trip with your family, chances are that you or someone else will be spending a greater part of the day driving. As amazing and fun as road trips are, nobody wants to spend more time sitting cramped in cars than absolutely necessary. Luckily, for those fussy or even non-fussy individuals, there are lots of car accessories on the market that can make the journey a lot smoother. Car accessories will ensure your car remains clean, safe, secure, and enhance the overall driving experience. All of these factors are important when traveling with family, making them a must-have for everyone. Let’s look at some of the best car accessories for family-friendly road trips and how these can help you. HUDWAY Cast The HUDWAY cast is an incredibly useful gadget that allows you to make use of a portable heads-up display, preventing the need to look into your phone every two minutes for directions or new messages. It projects from your phone onto any transparent screen that is present or available in front of you. The gadget is compatible with both Apple and Android phones. It can also take calls, read texts and be used to control your music preferences.

Cash equivalents are investments that have short maturity periods (less than 90 days). These investments are considered as liquid assets as they can be easily converted into cash. Different types of liquid assets that fall under the cash-equivalent category: Mutual funds A mutual fund is a form of financial vehicle that is created by a pool of money collected from many investors. The objective is to invest in money market instruments, bonds, stocks, and other assets for long-term capital growth. These funds are managed by professional money managers who allocate the assets to earn capital gains or returns to the fundholder. A portfolio of a mutual fund is structured and maintained to match the reasons mentioned in the offer document. Mutual funds certainly are one of the most lucrative investment avenues when it comes to the different types of liquid assets. Mutual funds are further classified into: Money market funds Money market funds are a short-term debt instrument. These funds invest particularly in highly liquid investments, which include cash, high credit rating debt-based securities, and cash-equivalent securities. These funds have a maturity tenure of less than 13 months. They offer good liquidity and have a low risk, which makes them a safe investment option.

When deciding between financing vs. leasing a vehicle, the amount of money involved in closing the deal is not the only consideration. Each of these methods of paying for your favorite car have their pros and cons that need to be thoroughly understood and examined. The pros and cons of financing vs. leasing a vehicle should be given due consideration before purchase. With that in mind, let’s delve into some of the lesser-known pros and cons of financing vs. leasing a vehicle. Financing a vehicle By vehicle financing, we mean that a buyer gets assistance in taking a car loan to own the vehicle. The pros of financing a car include: Can pay the depreciated price : If you choose to finance a vehicle that is already a couple of years old, you can easily pay the depreciated price. You just have to be careful and get the car checked, so that you get a properly functioning model. Pay less in the long run : Financing a car is actually cheaper in the long run. If you drive the car for several years after you have paid off the loan amount, you are actually gaining complete value for money. The cons of financing a car include:

When you are a novice investor in the stock market, many unfamiliar terminologies are thrown at you. You know how volatile the stock market can be, so the fear of losing your money can leave you paralyzed even before you have started investing. However, the good news is that if you are well informed, you can ace the stock investment game even if you are a beginner. If you are just waiting for the right time to take the plunge into the market, you must know that there will never be a right time to invest or the right stock to invest in. Here are some important tips for stock investors who are planning to invest for the first time: Have long-term goals Are you investing in stocks to secure your future, or do you want the returns in six months? What will you do with the money? Build a home in the future? Pay your college fees? Develop an estate for the beneficiaries? These are only some of the questions that can double up as important tips for stock investors. In other words, you must know when you will be needing the returns and what the purpose of your investment is.

Most people have multiple savings and/or checking accounts in banks which enables them to conduct all sorts of financial transactions with ease. When it comes to our daily life, this type of account is one we use quite often. It can be for massive cash withdrawals pertaining to business matters or even an everyday bill payment. To ensure you are getting the most out of this type of account, there are basic tips for optimizing a checking account that you can take into consideration. These are as follows: Consider setting up a direct deposit A very common service, a direct deposit is basically the process where you can transfer money from one account to another by just feeding in the details. In fact, your employer is in all likelihood already doing it and the salary that gets credited to your account month on month is because of this setup. So, in order to make your regular payments easy (transfers to spouse, families, friends) set up direct deposits making your transfers simple. Do not underestimate online banking Mobile banking and online banking comes with a suite of features to make your banking experience convenient and easy. You can do simple things to manage your account including balance checks, view statements, pay bills, and set up alerts.

Paying for college tuition fees can be difficult, and most students are aware of this. So, to ensure that they do not face any troubles before joining college, they start saving way before they are in college. However, sometimes, there can be some expenses in life for which you might not be prepared at all. Expenses like health emergencies can throw you off your savings track, making it very difficult for you to get back in line with your plans. Not only do you lose out on the money, but you also lose out on time to start saving for your college again. At such times, there are several tips for students to start saving for college again. Any money that you will be able to save before college even after starting late will be the money that you will not have to borrow. So, here are some useful tips for saving for college for students who have to start from scratch. Continue saving after getting into college It is a common mistake for most students to stop saving once they get into college. However, remember that your target is not just reaching the first year of your college. Besides, you started late, so you will need as much money as you can accumulate.

As most seniors’ head toward retirement, their financial planning may often fall short. With the ever-increasing expenses, they may not have enough funds for a comfortable life, but there is one rebate. The availability of several tax breaks for retirees and seniors makes it easy for them to save and cut down on taxes on their income. This article covers important pointers about tax credit, a helpful tax break for seniors and retirees: The working of tax credit To understand this tax break for retirees and seniors, let’s look at how it works. As opposed to deductions that help you reduce the taxable income, tax credit is a reduction done on a dollar-for-dollar basis. In case you are eligible for a $2,000 tax credit, the tax bill will be reduced with that amount, irrespective of the effective tax rate. Eligibility To be eligible for a tax credit, you have to meet either of the following criteria: Be 65 years of age or older by the time the tax year in which you are claiming credit ends. Get retirement based on a total and permanent disability with a provision of taxable disability income. Even if you do not opt for a formal retirement, you can be considered retired due to disability in case your condition deems you unfit for work.

Electric and hybrid cars give great mileage along with being gentle on the environment. They’re also quite easy on the buyer’s pocket. All of this makes them really stand out when it comes to buying automobiles. Here are the top electric and hybrid cars of 2020 as marked by experts in the industry. 2020 Ford Fusion Hybrid This vehicle from Ford is one of the best and most stylish options among the top electric and hybrid cars of 2020. It runs on a 2.0-liter four-cylinder engine and an electric function that together give 188 horsepower. The Ford Fusion Hybrid 2020 is a sturdy car with many features to assist the driver such as automatic emergency brake, rearview cameras, seatbelt reminders, and rear parking sensors along with many others. The interiors are spacious with seating for around five passengers. The other features include infotainment with an 8-inch touch screen, Bluetooth, and more. The Ford Fusion Hybrid price cost starts at around $28,000. This car is really a great example of the quality associated with a trusted name such as Ford for decades. 2020 Toyota Prius Prime This is one of the most popular picks for the top electric and hybrid cars of 2020.

For any growing business, the need for professional tools must be fulfilled from time to time. Therefore, the printer you buy for your office must be able to handle the increasing volume of printing jobs as your business expands. Also, let’s not forget that printers are an indispensable part of any workplace. Despite the increase in ecosystem conservation awareness, certain office jobs cannot be completed without printing hard copies of reports, resumes, and the like. Even if you know the importance of having a good printer in your office, with so many options advertised, picking the right one can become a hassle. However, it isn’t as difficult as it may seem. All you will need to know is the kind of business you are in, how big your office is, and how frequently the printer will be used. If you have a large office, you might want a model that can churn out more pages quickly, comes with a big tray capacity and has big ink cartridges. As for small businesses, a standard printer can also suffice. So, once you have figured out your needs, take a look at the top options to consider before buying a printer for your office below.

The crossover has emerged as one of the best performing vehicles in terms of sales. The traditional SUV used to conjure up images of a heavy vehicle that gave poor gas mileage and was not suitable for urban settings. However, the crossover has a fabulous design that combines high performance with comfort. The sheer practicality and efficiency of these vehicles have made them highly popular. Here are some of the top picks of best selling SUV crossovers of all time. Chevrolet Equinox The Chevrolet Equinox has really come a long way since it was first launched and now has gained quite a footing in the market. There are three different engines available for the models that were lined up in 2018 and 2019. These include a 1.5L four-cylinder, 1.6L four-cylinder engine, and a 2.0L turbocharged four-cylinder that offers 252 horsepower. This SUV crossover is known for its highly-efficient mileage. All the models of the Equinox are known for their spacious seating. The safety features include lane keeping assist and front collision warning. The newest model of the Equinox for 2020 has a fabulous infotainment system that has a 7-inch touchscreen, Bluetooth, USB ports, and compatibility with Apple CarPlay as well as Android Auto.